Step 1 – Click on the START HERE button to create your personal login and complete the on-line loan interview.
Step 2 – Once you have completed your on-line loan interview, on the left side you will find your MY UPLOADS area where you can securely send the documents needed below to my office to finalize your pre-approval.
Enter your cell number on the left to be sent the Mortgage Power App download link, and have everything you need in the palm of your hands. My Smartphone App allows you to not only keep on top of your loan on-line, but access directly on your phone.
Mortgage Power additionally allow you to:
Paycheck stubs for the last 30 days
W-2’s and income tax returns for the last two years
All pages of your last two month’s bank statements for all checking and savings accounts
All pages of your most recent investment account statements (stocks, bonds, MM)
Copies of the most recent monthly or quarterly account statements for any retirement accounts 401(k) plans, mutual fund accounts and/or IRAs
Copy of Driver’s License
IF YOU ARE APPLYING FOR REFINANCING, YOU WILL NEED TO PROVIDE COPIES OF:
Most recent mortgage statement/bill
Your homeowner’s insurance company agents name and phone number
HOA Statement (if applicable)
If you have rental properties: Copy of the current lease agreement with tenant
If self-employed: All pages and all schedules of last two years’ personal and business tax returns plus YTD P&L
If you have already made an offer for a home: Copy of the signed Real Estate Contract
If you have sold your previous home: Copy of Final Closing Statement Settlement Statement from sale of the home
If you pay/receive alimony: Copy of full divorce decree or separation agreement, including all pages, schedules, exhibits, and addendums`
If you have ever declared bankruptcy: Copies of all Bankruptcy Discharge papers and list of creditors
IF YOU ARE APPLYING FOR A VA LOAN:
Copy of form DD214
Name and contact of your nearest living relative
Disability information (if applicable)
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Whether you’re purchasing your first home, planning to expand your business, or looking to refinance, our team of lending experts is here to find the loan to best suit your needs.