See our Home Loan options for properties of every size in California

Residential Loans

Unlock Your Dream Home with Hassle-Free Solutions
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Fresno Gas Station funded by MVF

Commercial Loans

From Apartments to Warehouses: Secure Funding Fast
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Loan Options for Orchards Vinyards Dairies

Ag & Farm Loans

Empower Your Agribusiness with Tailored Financing
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Mid Valley Financial: Your One-Stop California Mortgage Solution!

Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across California.

Whether you're a first-time homebuyer or a business owner with commercial or agricultural property, MVF is here to help you achieve your goals, regardless of your credit, assets, or income. At MVF, our mission is simple: to guide residential and commercial clients to the best mortgage options available in California.

We specialize in finding the perfect loan package for every situation, ensuring a fast and straightforward loan process. With an exceptional 98.8% satisfaction rating based on over 1100 reviews, we are dedicated to your ultimate satisfaction.

As a hybrid mortgage banker, we offer the best of both worlds when it comes to real estate financing. The majority of our loans are funded directly, allowing our clients to take advantage of competitive rates, low fees, and borrower-friendly underwriting. Additionally, our extensive broker network enables us to shop rates from trusted lenders nationwide, ensuring that every client receives a mortgage tailored to their specific needs.

Experience the MVF difference, where we turn 'No' into 'Yes' for all your mortgage needs. Join our list of delighted clients today and let us help you achieve your real estate goals.

Why Partner with Mid Valley Financial

We're Taking The Lead

As one of California’s leading direct mortgage lenders, we make the loan process fast and simple, so you'll never miss an opportunity to secure a property you desire. 

Local

With roots in the Central Valley, we pride ourselves in establishing partnerships with local, trustworthy builders and real estate companies. Check us out on Google

Convenience

We use the latest technology to make the loan process safe and smooth for every client. Complete an Application & Submit Your Documents in Minutes!

No Waiting Around

Get pre-approved within an hour and get Your Funds in as little as 2 weeks! Start Here

Experience

The Mid Valley Financial team has over 300 Years of combined lending experience and has been exceeding borrowers' mortgage needs in California since 1985.

Who We Are

We are a hybrid mortgage lender, so you get all the advantages of dealing directly with a mortgage banker and mortgage broker at the same time Read More...

With a Dedicated Mortgage Advisor
& the Right Tools,

Securing that Picture Perfect
Property has Never Been Easier

Tools for Evaluating the Best Mortgage Options

Mortgage
Calculator

See How Rates, Down Payment & Terms Impact Your Payments 

Loan
Wizard

Answer a Few Quick Questions to Reveal the Right Mortgage Solution.

Refinance
Advisor

We can help you lower your rate or take cash out.

Loan
Types

Explore the World of Real Estate Loan Programs  

Today's
Rates

Rates Change Daily, Get Locked-In Today!