Unlocking the door to your California Real Estate dreams, in English or Spanish.

With over 7 years of experience navigating the ever-changing world of mortgages, I'm Karina, your trusted Loan Originator in Fresno and Clovis. Building strong relationships and finding the perfect loan fit for your unique needs is my passion.

What sets me apart?

• Your Partner, not just your Loan Officer: I'm not just about pushing numbers. I take the time to understand your goals, fears, and financial situation, creating a personalized roadmap to property ownership.
• Creative Solutions: One-size-fits-all doesn't exist in mortgages. I'll scour the market to find the most advantageous loan options, even if it means thinking outside the box or tapping into the 300 plus years of lending experience the Mid Valley Financial team has.
• Seamless Experience: No jargon, no delays – I speak clearly, keep you informed every step of the way, and ensure a smooth closing.
• Financial Savvy: Market trends, interest rates, loan programs – I stay ahead of the curve, so you don't have to.
• Dedication to Excellence: From first-time buyers to seasoned investors, I deliver the highest level of professionalism, integrity, and expertise to every client.

Ready to make your move?

• Apply online: My secure platform makes starting your journey quick and easy.
• Run Your Numbers 24/7: Our Free mortgage calculator takes the guesswork out of estimating payments.

Whether you're browsing or referred, remember: Karina Rincon is your local mortgage concierge in the Fresno & Clovis area. Let's make your dream home a reality, together