Putting title insurance under the magnifying glass

What exactly is “title insurance”? In order to provide an answer to that question, it is very important to provide some context. When a property is financed, bought, or sold, records of that transaction are usually archived in public archives, similarly, records of other events that may affect property ownership (such as liens or taxation)…

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Credit score ranges anywhere from 300 to 850, the numeric value between that range is used to indicate your creditworthiness. There are several factors that are evaluated in order to determine your credit score, it is also worth mentioning that conventional loans have different credit score requirements to government-backed loans. ● With conventional loans, it…

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Getting a Mortgage loan may be hard for first-time buyers, and even for second or third-time buyers. Not only is house shopping a time-consuming endeavor, but the way to get approved for a Mortgage loan is surrounded by all types of conspiratorial theories and speculation. That is the reason why we decided to explain in…

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“FHA (Federal Housing Administration) Loans”, “HUD (U.S. Department of Housing & Urban Development)”, “Conforming Loans”, and “Conventional Mortgages” are some of the terms you may want to get familiar with when you are thinking about buying a house. While they may seem like industry insider lingo to a first-time homeowner or an un-informed borrower, don’t…

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