Private Loans Financing

Mid Valley Financial has been providing funding for those tough loans for over 30 years.  We have built a reputation for saying YES when funding is needed for projects when others have said NO and as a result we currently are servicing over $150,000,000 in loans all throughout California.


Property Types:


• Dairies


• Church


• Gas Stations


• Mobile Home Parks


• Multi-family


• Professional Complex


• Industrial


• Retail


• Hotel/Motel


• Industrial


• Mixed-Use


• Automotive


• Special Purpose

Loan Parameters:


• Rate: 8.00% to 11.99%


• LTV: Up to 65%


• Term: 6 Months to 10 Years



Property Types:


• Spec  Homes


• Fix and Flip


• Rehab


• Ground up Construction


• Remodel

Loan Parameters:


• Rate: 8.99% to 12.00%


• LTV: Up to 65%


• Term: up to 24 Months


• Residential and Commercial



Property Types:


• Residential Lot


• Commercial Lot


• AG

Loan Parameters:


• Rate: 9.99% to 12.00%


• LTV: Up to 50%


• Term: 6 Months to 5 Years



Property Types:


• 1 to 4 Unit Investment Property


• Owner Occupied – case by case basis

Loan Parameters:


• Rate: 9.00% to 11.00%


• LTV: Up to 70%


• Term:

6 Months to 10 Years On Investment Property


30 Year Fixed on Primary Residential





Loan Amount…$50,000 to $5,000,000


Interest Only option available case by case


No Limit on number of properties


Loan to individuals, trusts, corporations, LP’s, and LLC’s


First Mortgages Only


NO Upfront Fees


Recent Bankruptcy OK


Recent Foreclosure OK

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