Private Loans Financing

Mid Valley Financial has been providing funding for those tough loans for over 30 years.  We have built a reputation for saying YES when funding is needed for projects when others have said NO and as a result we currently are servicing over $150,000,000 in loans all throughout California.

 

Due to various factors that typically involve risk, traditional lenders have left the private money or hard money lender market open for Mid Valley Financial to serve the Central Valley. These loans are funded by private investors or individuals who lend money based on the property used as collateral.

Commercial

Property Type:

Dairies

Church

Gas Stations

Mobile Home Parks

Multi-family

Professional Complex

Industrial

Retail

Hotel/Motel

Industrial

Mixed-Use

Automotive

Special Purpose

Loan Parameters:

Rate: 8.00% to 11.99%

LTV: Up to 65%

Term: 6 Months to 10 Years

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Construction

Property Type:

Spec Homes

Fix and Flip

Rehab

Ground up Construction

Remodel

Loan Parameters:

Rate: 8.99% to 12.00%

LTV: Up to 65%

Term: up to 24 Months

Residential and Commercial

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Land

Property Type:

Residential Lot

Commercial Lot

AG

Loan Parameters:

Rate: 9.99% to 12.00%

LTV: Up to 50%

Term: 6 Months to 5 Years

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Residential

Property Type:

1 to 4 Unit Investment Property

Owner Occupied – case by case basis

Loan Parameters:

Rate: 9.00% to 11.00%

LTV: Up to 70%

Term:

6 Months to 10 Years On Investment Property

30 Year Fixed on Primary Residential

Apply For This Loan

GENERAL LOAN PARAMETERS:

 

Loan Amount…$50,000 to $5,000,000

 

Interest Only option available case by case

 

No Limit on number of properties

 

Loan to individuals, trusts, corporations, LP’s, and LLC’s

 

First Mortgages Only

 

NO Upfront Fees

 

Recent Bankruptcy OK

 

Recent Foreclosure OK